Your Partner in Smart Financing!
Hi, I’m Jose Ares, aka MoneyMan Tee — helping first-time
buyers, investors, and agents close faster with powerful
lending solutions.
LENDING EXPERT
I HELP secure financing when no one else could. Fast, clear, and professional.
Jose L Ares -MONEYMAN
✅ Residential / Non-QM
Flexible mortgage options for first time home buyer, self-employed borrowers, investors, and buyers who don’t meet traditional lending requirements.
✅ Hard Money / Commercial
Fast, asset-based financing for investors and businesses needing flexible terms and quick closings.
Get Pre-Approved in Minutes
🛡️ Equity Protection Program
Keep Your Home • Protect Your Equity • Pay $0 Out-of-Pocket
First-time buyers, FHA Loans as Low as 580 credit score.
How I Help You Win in Real Estate Financing
Whether you're buying your first home, refinancing, or investing — I simplify the mortgage process and fight to get you the best deal.
As a licensed Mortgage Loan Originator with deep experience in investor-friendly, low-down-payment, and fast-close loans, I’m here to help you unlock real estate opportunities without stress or delays.
From education to execution — I guide you step-by-step so you can focus on the big picture.
✅ Tailored Loan Solutions
I match you with the right loan type — FHA, conventional, DSCR, and more.
✅ Fast Pre-Approvals
Same-day pre-approvals to help you move fast in competitive markets.
✅ Investor-Friendly Lending
Expert in DSCR, fix & flip, and creative financing options.
Mortgage & Lending Solutions
First-Time Homebuyers
Guided Home Loan Programs
FHA, Conventional & 1% Down loans with step-by-step guidance to get you approved fast.
Real Estate Investors
DSCR, Fix & Flip, and Rental Loans Flexible options with no income docs needed. Close in days, not week
Realtors & Agents
Open House Support & Co-Marketing Win more offers. I’ll pre-qualify buyers on-site, and help promote your listings.
Self-Employed Borrowers
Bank Statement & 1099 Loans No W2s required. Tailored solutions for business owners & freelancers.
Refinance & Cash-Out
Refinance to Save or Invest Lower your rate, access cash, or shift into an investor-friendly loan strategy.
About
Family-Focused. Results-Driven.
Helping Families Win in Real Estate
I’m Jose L. Ares — a former pro athlete turned Mortgage Loan Originator. I know how to hustle, and I bring that same energy to helping families make smarter real estate moves. Whether it’s your first home or your forever one, I’m here to make it happen.
Out of 5
- Yelp Reviews
What My Clients Say
Best real estate consultant ever
I been working with Tee for over 25 years in Real Estate. He always come through and helps us from start to finish.
David & Yeny Parson
Working with Jose was our smartest decision
Jose has helped me in every turn of the way. Making it now over 13 years of working together. I can say he is the best at what he does. Highly recommend him.
Mark Kole
Working with a broker turned out to be very profitable for us
Been working with Tee for the past 15 years. No matter how hard the loan is to approve. He always has a solution. He has never let me down. So many bank options how can you go wrong.
